Coben Advisory Inc. has created this privacy statement in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site. Coben Advisory holds the privacy of your personal information in the highest regard. The following discloses our information gathering and dissemination practices for this website.

Coben Advisory recognizes the importance of protecting your privacy and our policy is designed to assist you in understanding how Coben Advisory collects, uses and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site.

What Information Does Coben Advisory Collect?
When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.

1. Personal Information You Choose to Provide

Contact Information
When you contact us for any of our services, you will provide us information about yourself. Typically, Coben Advisory would receive only limited personal information, such as name, title, company address, email address and telephone and fax numbers, from you.

Email Information
If you choose to correspond with us through email, Coben Advisory may retain the content of your email messages together with your email address and our responses. Coben Advisory provides the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

2. Web Site Use Information
Similar to other commercial Web sites, our Web site utilizes a standard technology called “cookies” (see explanation below) and web server log files to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site.

How Does Coben Advisory Use the Information That You Provide to Us?
Broadly speaking, Coben Advisory uses personal information for purposes of allowing you to request further information, allowing us to properly respond to your enquiries and allowing us to properly deliver information you requested.

Furthermore, such information may be shared with others on an aggregate basis. Personally identifiable information or business information will not be shared with parties except as required by law.

What Are Cookies?

A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web site, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our site will not function as effectively when viewed by the users. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.

How Does Coben Advisory Use Information We Collect from Cookies?
As you visit and browse our Web site, the site uses cookies to differentiate you from other users. Cookies, in conjunction with our Web server’s log files, allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This helps us gather feedback to constantly improve our Web site and better serve our clients. Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.

IP Addresses
IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as “traffic data” so that data (such as the Web pages you request) can be sent to you.

Sharing and Selling Information
Coben Advisory does not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to provide services that you have requested.

How Can You Access and Correct Your Information?
You may request access to all your personally identifiable information that Coben Advisory collects online and maintain in our database by emailing us at dwayne@coben.ca

What About Legally Compelled Disclosure of Information?
Coben Advisory may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. Coben Advisory may also disclose information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating the restrictions on use of content provided in or through our Web site or to protect the safety of our users or the public.

What About Other Web Sites Linked to Our Web Site?
Coben Advisory is not responsible for the practices employed by Web sites linked to or from our Web site or the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site.

Please remember that when you use a link to go from our Website to another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other web site, including web sites, which have a link on our Website, is subject to that Web site’s own rules and policies. Please read over those rules and policies before proceeding.

Your Consent
By using our Web site you consent to our collection and use of your personal information as described in this Privacy Policy. Coben Advisory reserves the right to amend this privacy policy at any time with or without notice.

Acquisition or Changes in Ownership
In the event that the web site (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.

Policy Modifications
Coben Advisory may change this Privacy Policy from time to time. However, please be assured that if the Privacy Policy changes in the future, Coben Advisory will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.